Friday, January 09, 2009

Looking for a credit card

OK, OK, we all know that in this modern world it's almost impossible to get along without a credit card. There are simply too many people who won't take payment in cash for that to be possible.

So, we've decided to go out and look for a card. Should we simply take the first offer that comes through the mailbox? No, no and thrice no. For that first offer might, just might be a good one, but it's most likely going to be a bad offer. What you want to do is compare credit cards. You can do that by clicking through that link. You want to know what the interest rate is going to be, what are the late payment penalties, are there any special offers like interest free periods? Cashback?

OK, so we going to have a look around and see what's the best deal. But don't forget that what's the best deal for one person might not be for another. It might even be that for the same person different cards will have different merits. For example, one card that you pay off each month in full but has good cashback possibilities and another with a low interest rate that you use to make those bigger buys that need a few months to pay off? As a start though here's a selection of excellent credit cards.

There's one final thing. There are also bad credit cards out there and you really do want to have a look through that list before you make your selection.

2 comments:

James Higham said...

There are simply too many people who won't take payment in cash for that to be possible.

I don't have one. I use cash and my passbook.

jeromine said...

Hi Nice Blog .If your time is less valuable, then it is probably less worthwhile to phone time card.