Payday Loans

I've really never understood the problems that people have with Payday Loans. OK, yes, I understand that they're expensive, but then the Payday Lenders also face high expenses. Lending small sums of money for short periods of time: of course this is going to be expensive when expressed as an interest rate on the original sum. The thing is, if people who need to borrow such sums cannot do so legally, they'll do so illegally at vastly higher costs (and at a great deal more risk to their physical safety as well.

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