It's not just that there are laws in most places requiring us to have it: auto insurance is in fact more important than that. Even if we're driving some old clunker and we don't care what happens to our car there's still a need to get insured.
For there's always the (low) possibility that we'll hit someone else and thus be liable for their expenses. And it's not just their car either: what if they are injured and therefore we're responsible for their medical costs for however many years they need to be treated?
So getting the insurance is important: vital even. But there's no reason it should cost a fortune as well. Clearly, we want to get the best deal we can even on something so important. So have a look here for cheap car insurance quotes. Simply put in your zip code and then you'll be able to see what other information you need to provide and what the best deals are.
Yes, the insurance is something you want to have but there's no need to over pay for it, is there?