One of the most essential things about our modern society, one that many people manage to forget, is that your credit score matters enormously. So much so that you can find yourself literally unable to borrow money at all if you don't maintain a good one.
It's also true that having no credit score can be even worse than having a bad one: it's true, a newly minted bankrupt can borrow money more easily than someone with no credit record at all.
Which is why you'll want to check out Picture Credit, where you can learn about credit report score and what that means.
There's a mine of information there, things that will explain how the whole system works, how you can look up your own credit score, how you can improve it and how, even, having a better credit score can save you a lot of money.