Ah, now, this is a subject I really do know about, Mortgage Refinance as I've just done it myself. Yes, really, I'm one of those people who two decades ago wsa struggling to pay a mortgage thourgh the interest rate rises and boy, am I glad that I did. It meant that recently, when we wanted to get a second place we didn't have to go through the pain and grief of getting a mortgage on the new one. Lucky, as we wanted to buy a ruin to improve and it's very tough to get a mortgage on something that can't be lived in. So we were able to do a mortgage refinance , put the money into our bank account and then go looking. Being able to make a quick purchase also helped us get a very good price too.
If you'd like to see what might be possible for you then have a look at this mortgage calculator to see if this might be the correct thing for you to do.