One of the most intensely frustrating things can be going off to try and get a mortgage. We all know roughly what they are of course but there are literally hundreds (if not thousands) of different available options. Fixed rates, floating, self-reporting on income, 80%, 100%, sometimes even for 125% of the value, pension mortgages, interest only, straight repayment...and all of the different providers have different takes on what you might or might not want in a loan.
This can make it very wearing indeed trying to find the best deal. In my own case it took me about two months to find the one and only provider in the market who could actually meet my needs (which were, to be candid, rather odd but still. Surely I can't be the only person who wanted an offshore self-reporting buy to let mortgage?).
This is the pain and grief caused by free markets of course, too much choice. However, such markets do provide their own solution, in this case for mortgages. They've already done all of this hard work and can therefore guide you through the system making your life a lot easier.
One thing I particularly like is their mortgage calculator, which makes plain the difference that the various different possible choices will make to your monthly payments. Very useful indeed actually.
They're well worth checking out so click through one of the links to do so.